This is a fixed deposit account with a high interest yield designed for medium to high net worth individuals wishing to earn good return from their surplus funds.

The return in this investment is volume and tenor dependent.

Features

• Minimum tenor of 30 days
• Minimum investment amount is N100, 000
• Interest rate is market driven
  

Benefits:

• The investment certificate can be used as a collateral for DML loan
• Interest income is not subject to withholding tax or any form of tax
• Interest rate is negotiable
• Deposit N10million and above attract a bonus of 1% per annum if fixed for 365 days or more.